$15,000 bodily injury or death one person.In plain English, that means an insurer is letting the state DMV know that you have at least the required minimum amount of coverage in California by filing this certificate for you. Simply put, it is a proof of insurance certificate. Note: The actual filing of the document usually costs a filing fee of $25-$40 and it is a one-time fee as long as you stay with the same carrier. Most of the time, drivers who need to file this type of certificate with their Department of Motor Vehicles will be looking at double or even triple the amount they used to pay – a significant impact. As with all insurance pricing, your cost will depend on a variety of unique factors, such as where you live (your zip code), how old you are, marital status, other characteristics and, most importantly, your driving history. SR-22 insurance in California costs on average between $800 and $1,600 per year. How Much Does California SR-22 Insurance Cost? Let’s take a look at some questions and information about what SR-22 insurance is and how you can get back on the road with cheap auto insurance rates. Why is it so much, and what can you do to lower your rates? There’s no doubt that dealing with a suspended license and SR-22 insurance is expensive. Now you are looking at an average 183 percent increase in your premium. That is until you are required to purchase auto insurance with a state-ordered SR-22 attachment in order to get it back. You may have thought having your California driver’s license suspended was bad enough.
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